Build a financial future that honors where you've been — and where you're going.
Personalized financial planning and investment management for individuals and families in Northern Colorado. We combine disciplined strategy with the kind of personal attention that turns advice into action.
A partnership built on trust, not transactions.
Founded in 2005, Dunnigan Financial Planning was born from a simple conviction: that financial guidance should be personal, transparent, and aligned with your values — not driven by commissions or product sales.
We are a fee-only, fiduciary firm based in the heart of Fort Collins. Every recommendation we make is held to the highest standard of care — yours comes first, always. Our team brings together expertise in financial planning, investment management, tax strategy, and retirement income design to create comprehensive plans that actually work.
Whether you're preparing for retirement, navigating a career change, or planning for your family's future, we meet you where you are and build a path forward together.
Comprehensive guidance for every stage of your financial life.
We offer a full spectrum of financial planning and investment services, all delivered under our fiduciary obligation to you.
Financial Planning
A comprehensive roadmap for your financial life — from budgeting and debt management to major purchases, education funding, and legacy planning.
Investment Management
Customized portfolio construction and ongoing management aligned with your goals, time horizon, and comfort with risk — rebalanced and reviewed regularly.
Retirement Planning
Strategic retirement income planning that helps you maximize savings, optimize Social Security timing, and create sustainable withdrawal strategies for your golden years.
Tax Strategy
Proactive tax planning that works alongside your financial strategy — minimizing liabilities across accounts, years, and life transitions.
Estate & Legacy Planning
Protect what matters most with thoughtful estate planning, trust coordination, and legacy strategies that ensure your wealth passes according to your wishes.
Insurance Analysis
Objective evaluation of life, disability, long-term care, and liability coverage to ensure you're protected without over-insuring or under-insuring.
Four steps to a plan that actually works.
Discovery Meeting
We start with a conversation — no agenda other than understanding your goals, concerns, and the full picture of your financial life.
Analysis & Strategy
We analyze your current situation, identify gaps and opportunities, and design a customized strategy tailored to your unique circumstances.
Implementation
We help you put the plan into action — from investment account setup to tax optimization, with clear explanations at every step.
Ongoing Guidance
Life changes, and so should your plan. We review and adjust regularly, keeping you on track through every transition.
What our clients say about working with us.
"After years of managing our finances on our own, we finally felt like we had a clear plan. Dunnigan Financial Planning took the time to understand our goals and built a strategy that gave us confidence about retirement."
"What sets them apart is the clarity. They explain everything in plain language, never pressure you into anything, and genuinely seem to care about whether a decision is right for you — not just whether it's convenient for them."
"We went through a major career transition and needed help rethinking our entire financial picture. The team at Dunnigan walked us through every option and helped us make decisions we feel great about."
Your financial future deserves a plan — not a guess.
Schedule a complimentary consultation to discuss your goals and learn how we can help you build a strategy that works for your life.
Let's start a conversation.
Whether you have questions or are ready to schedule a consultation, we'd love to hear from you. Reach out by phone, email, or visit us at our Fort Collins office.
Fort Collins, CO 80521
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